Plan Benefits
| Premiums (including insurance premium tax) |
level 1 |
level 2 |
level 3 |
Personal
(policyholder only) |
monthly |
£9.95 |
£14.95 |
£20.50 |
Family
(policyholder, partner,
and dependant children
under 18) |
monthly |
£19.50 |
£28.00 |
£39.00 |
| |
Maximum benefit payable per Benefit Year |
| Benefits |
reimbursement |
level 1 |
level 2 |
level 3 |
| Dental |
100% |
£80 |
£100 |
£140 |
| Optical |
100% |
£80 |
£100 |
£140 |
| Specialist consultation |
100% |
£110 |
£200 |
£290 |
| Physiotherapy,
Osteopathy,
Chiropractic,
Homeopathy
and Acupuncture |
100% |
£80 |
£150 |
£225 |
| Chiropody |
50% |
£40 |
£80 |
£120 |
Hospital in-patient
(up to 20 nights) |
per night |
£10 |
£15 |
£20 |
Day-case surgery
(max six occasions) |
per occasion |
£10 |
£15 |
£20 |
Maternity/Paternity
(adult only) |
lump sum payment |
£75 |
£140 |
£215 |
Cover is provided to you if you are aged 18 or above, but below aged 65, at the time of our receipt of an application for either a new policy or a change to the level of cover of an existing policy. The same age requirements apply to any Partner to be included. Children are covered until the date of their 18th birthday.
The amounts shown are maximum benefits payable every Benefit Year unless otherwise stated. Each individual benefit type eg dental, therapies, etc has its own separate Benefit Year which is 12 calendar months from the:
- first date of admission for hospital in-patient or hospital day-case surgery for which benefit is claimed;
- date of the first receipted account for charges made for dental, optical, consultation, therapies or chiropody;
- date of birth on the birth certificate(s) or the date of adoption of a child qualifying for maternity benefit.
Upon the expiry of a Benefit Year the new Benefit Year for that benefit type will commence from the next claim received in accordance with items 1-3 above.
Benefits are payable at an equal rate to all insured persons unless otherwise stated.
Where benefit is provided for children, it is limited to once times the maximum amount shown shared amongst all children. All benefits payable are subject to BHSF Limited policy terms: copies available on request. There is a 13 week qualifying period with the exception of maternity payment (10 month qualifying period) and for pre-existing medical conditions (two years). Issued by BHSF Limited.
The Serious Illness Service is provided under contract by RED ARC Assured Ltd. The service does not form part of the contractual benefits covered by the Primary Health Protector Cash Plan. We reserve the right to offer a substitute service, or to modify or withdraw it at our discretion. RED ARC Assured Ltd is not authorised or regulated by the Financial Services Authority.
BHSF Limited, 2 Darnley Road, Birmingham, B16 8TE Tel: 0121 454 3601 Fax: 0121 454 7725 Calls to this office are recorded and may be monitored for training and security purposes.
Registered in England number 35500. Established 1873. A company ‘not-for-profit’ and limited by guarantee. A member of the Financial Ombudsman Service. Authorised and regulated by the Financial Services Authority.
RED ARC Assured Limited is a company registered in England and Wales with company number 3507147.
Registered office: The Bailey, Skipton, North Yorkshire BD23 1DN.